TEKTIC Feature💰 Len-Den EMI — Loan Management
"Har Loan Ka Poora Hisaab — Ek Jagah"
EMI, late fee, receipt, settlement — sab automatic. Copy register band kijiye aur poora loan business digital kijiye — bina kisi confusion ke!
❌ Kya Yeh Problems Aapke Saath Bhi Hain?
Copy register wala purana hisaab ab kaam nahi karta — customer bhi smart ho gaya hai aur aapka nuksan bhi roz hota hai.
Copy Mein Loan Ka Hisaab
Copy register mein likha hisaab — ek line galat ho gayi toh poora calculation bigad jaata hai.
Customer Ko Yaad Nahi Rehta
Kitna diya, kitna bacha, kab dena hai — customer bhool jaata hai aur roz phone pe ladai hoti hai.
Late Fee Calculate Karna Mushkil
Har customer ka alag cycle, alag penalty — manually calculate karte karte galti pakki.
Receipt Banana Bhool Jaate Ho
Payment le li, receipt nahi di — baad mein customer bolta hai maine toh kabhi payment ki hi nahi!
Settlement Ka Confusion
Loan band karna ho toh discount, interest, penalty — kitna lena kitna chhodna, kuch samajh nahi aata.
✅ Len-Den EMI — sab kuch automatic!
Loan create, payment, late fee, receipt, reminder, settlement — har step automatic. Aap sirf paisa collect karo, baaki hisaab system sambhal lega.
3 Simple Steps — Loan Se Payment Tak
Chahe 5 loan ho ya 500 — poora process simple hai. Ek baar setup karo, phir system roz aapke liye kaam karega.
Loan Create Karo — Poora Detail Ek Form Mein
Customer ka naam, product, invoice, amount, EMI plan, penalty setting aur KYC — sab ek form mein. Amount system khud calculate karta hai.
- ✓Base + EMI charge + interest = Grand Total auto
- ✓Down payment, EMI amount aur installments set karo
- ✓Penalty setting — amount aur cycle apni marzi se
Payment Record Karo — Hisaab Automatic
Paid amount daalo — system FIFO se sabse purani EMI pe paisa allocate karta hai, late fee lagata hai aur receipt turant banata hai.
- ✓FIFO allocation — paisa sabse purani EMI pe
- ✓Late fee apne aap calculate hoti hai
- ✓Har payment ka receipt number automatic
Customer Khud Track Karta Hai — Bina Phone Kiye
Customer ko milta hai apna tracking link — usme loan detail, payment history, installment status, late fee aur Pay Online button. Aapko bar bar batane ki zaroorat nahi!
- ✓Tracking link — poora hisaab customer ke phone mein
- ✓Installment schedule with live status
- ✓Online payment — receipt turant email/WhatsApp pe
✅ Kya Kya Milega?
Len-Den EMI ke saath sab kuch built-in — alag se register, calculator ya reminder bhejne ki zaroorat nahi.
5-State Engine
Paid, Paid Late, Partial, Overdue, Pending — har EMI ka status live.
FIFO Payment Allocation
Paisa sabse purani unpaid EMI pe jaata hai — zero confusion.
Auto Late Fee
Daily / Weekly / Monthly cycle — penalty apne aap lag jaati hai.
Receipt Generation
Har payment ka professional receipt — download ya WhatsApp.
NOC Certificate
Loan band hone pe ek click mein NOC — trust aur professionalism.
Settlement / Foreclosure
Discount ke saath loan close — calculation automatic.
WhatsApp Reminders
EMI se pehle reminder, late hone pe dunning — sab automatic.
Customer Tracking Link
Customer apna hisaab khud dekhe — calls kam, trust zyada.
Online Payment
Razorpay se customer online pay kare — turant receipt mile.
Staff Assignment
Collection agent assign karo — kaun kis se vasooli kar raha hai.
Bulk Import
Purane loan CSV se ek saath add karo — manual typing khatam.
Reports & Analytics
Collection rate, outstanding, trends — business ki health ek nazar mein.
🏪 Har Business Ke Liye — 20+ Categories
Dukaan ho ya showroom, service ho ya wholesale — jahan udhaar/EMI chalta hai, wahan Len-Den EMI kaam aata hai.
Mobile Shop
"Phone EMI pe bechne ke liye"
Kirana Store
"Roz ka udhaar ka hisaab"
Electronics Shop
"TV, Fridge, AC, Washing Machine EMI"
Furniture Store
"Sofa, Bed, Almari EMI plan"
Vehicle Dealer
"Bike, Car, Scooter EMI"
Medical Store
"Medicine ka udhaar"
Book Shop
"Student credit"
Clothing Store
"Kapdon ka khata"
Hardware Store
"Material ka udhaar"
Fruit Mandi
"Roz ka khata"
Repair Shop
"Service ka udhaar"
Coaching Center
"Fees EMI"
Gym
"Membership EMI"
Salon
"Treatment ka udhaar"
Computer Shop
"Laptop, Desktop EMI"
Mobile Accessories
"Cover, Charger udhaar"
Property Dealer
"Rent / Lease ka hisaab"
Event Organizer
"Event services ka udhaar"
Manufacturer
"Supplier ka khata"
Wholesale
"Bulk order ka udhaar"
📋 Copy vs 💰 Len-Den EMI
Dekhiye farq — kyun roz ka jhanjhat, jab solution ek click door hai.
| Feature | 📋 Copy / Paper | 💰 Len-Den EMI |
|---|---|---|
| Hisaab | ❌Manual copy likho | ✅Automatic |
| Late Fee | ❌Miss ho jaati hai | ✅Auto Calculate |
| Receipt | ❌Nahi milta | ✅Auto Generate |
| Customer Track | ❌Nahi ho paata | ✅Track Link |
| Online Payment | ❌Nahi hai | ✅Razorpay Ready |
| WhatsApp Reminder | ❌Khud yaad rakho | ✅Automatic |
| Settlement | ❌Confusion rehta hai | ✅1-Click |
| Reports | ❌Nahi hai | ✅Full Analytics |
| Data Safety | ❌Copy kho sakti hai | ✅Secure Cloud |
Apna EMI System Abhi Shuru Karo
Paper ka hisaab chhodiye — digital kijiye. Loan create se lekar settlement tak — sab kuch ek jagah, sab kuch automatic.
Trusted by mobile shops, electronics stores, furniture showrooms, vehicle dealers aur wholesalers across India.